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Medical Bankruptcy: Will it Still Be Necessary Under Health Reform?
(General/Blog)
... Because of rising co-pays and deductibles, which the Affordable Care Act does not address and may in fact, encourage, many people after a short hospital stay may have out of pocket expenses of $1,500 or ...
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Medical Tourism: A Primer
(General/Blog)
... medical tourism companies to provide advice and access to foreign health care providers. Presently, Medicare does not pay for health care outside the USA. Because of this, and cultural aspects, most ...
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When Is It Time to Consider Moving a Family Member with Memory Impairment?
(General/Blog)
... mind: 1. You are not alone. This is one of the hardest decisions to be made. 2. There are no clear rights and wrongs when it comes to caring for someone. 3. Caregiving does not end once you ...
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Employer Support for Care Giving Employees
(General/Blog)
... to pay high health insurance costs and in lost productivity. That doesn’t count the promotions or assignments workers turn down that require travel or relocation away from aging relatives." Businesses ...
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Retiree Benefits under the American Recovery and Reinvestment Act
(General/Blog)
... State or local program financed in whole or in part with Federal funds.” This means that this rebate doesn’t count if you are on Medicaid in a nursing home, or other public assistance programs based ...
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Terms of Use
(General/Main)
... of changes in this Agreement will be posted on the Web Site. TRANSMISSION OF THE INFORMATION CONTAINED HEREIN IS NOT INTENDED TO CREATE AND RECEIPT DOES NOT CONSTITUTE A CLIENT RELATIONSHIP WITH CHRIS ...
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Important Disclosure
(General/Main)
... to accuracy, and does not purport to be complete and is not intended as the primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of ...
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Peter Jennings Reporting - Breakdown: America’s Health Insurance Crisis
(General/Blog)
... going up and how we all bear some responsibility. We use more health care than ever before and Mr. Jennings asks the question that very few are asking - does all this money that we spend actually result ...
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Dangers of a Reverse Mortgage
(General/Blog)
... the elderly person does not need • Costs the elderly person lots of money • Has incredibly expensive fees (as much as $125,000) • Includes a middle man that makes lots of money • Reduces the actual money ...
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Why Buy Long Term Care Insurance?
(General/Blog)
... its complexity, almost all LTCi experts only sell LTCi; they seldom sell anything else.) 4) Does the representative have a degree and/or industry financial designations? 5) Does the representative own ...
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Using a Professional Care Manager
(General/Blog)
... for him to walk. He also has diabetic retinopathy and cannot see very well. She has to be careful that he does not injure his feet since the last time that happened he was in the hospital for four weeks ...
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Absenteeism in the Workplace Caused by Eldercare Needs and Concerns
(General/ElderCare Articles)
... happens to the work load if an employee isn't working regular hours? With women, the work usually doesn't get done, as women tend to be more oriented to completion of tasks. Whereas men handle difficult ...
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Are Gifts Taxable?
(General/ElderCare Articles)
... made directly to the institution, the $11,000 limit will not apply. The exclusion does not apply to books, supplies, and fees or other expenses that are not direct tuition costs, or for medical costs ...
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Assisted Living Facilities: When Home Isn't the Place to Be
(General/ElderCare Articles)
... Do you and your elder like the location and appearance of the residence? * Does the staff greet you and your elder warmly? Do they call the residents by name? * Do residents socialize with each other ...
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Beware of Informal Estate Planning
(General/ElderCare Articles)
... the right credentials or licenses. Joint tenancy with rights of survivorship (JTWROS), which is what we are talking about here, does a lot more than give property outright to the other account holder's ...
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Checklist for Adult Day Care Centers
(General/ElderCare Articles)
... state-determined standards of day care? If so, does the facility meet them? * Is the center clean, comfortable, and cheerful? * Is the physical environment safe and accessible for people with disabilities? ...
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Checklist for Choosing a Nursing Home
(General/ElderCare Articles)
... a wise selection among the nursing homes in your area, use this checklist when you visit and research facilities. Administrative * Does the home display a current state license? * Does the administrator ...
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Checklist for Continuing Care Communities
(General/ElderCare Articles)
... * What kind of security is provided? * If one spouse needs to enter a nursing home, can the other remain in the same apartment at no extra cost? If no, what changes would apply? * Does the administration ...
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Coping With A Chronic Illness in Your Family
(General/ElderCare Articles)
... by: * Identifying your own needs * Recognizing that life is more than the chronic illness * Learning to send "I" messages: "I feel angry when we can't go to our favorite restaurant because it doesn't ...
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Financial Planning for the Multi-Generation Family
(General/ElderCare Articles)
... there are tax issues, as well. Do you bail out a financially struggling family member who doesn't deserve to be bailed out? What impact will the loan have on the lender's own financial goals, such as retirement? ...