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Medical Bankruptcy: Will it Still Be Necessary Under Health Reform?
(General/Blog)
... Account does not have enough money in it to pay the deductible and co pays, then you will be paying this in after tax dollars, or worse, with your credit card or other savings accounts. There are no statistics ...
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Helping Older Relatives Articulate Their Long-Term Care Wishes
(General/Blog)
... If there is no plan, family members grasp at responsibilities – or shirk them – without any idea of what the older relative would really want. These talks actually should go far beyond money. There should ...
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Should You Be a Borrower or Lender? The Return of the Personal Loan
(General/Blog)
... demand a credit check or other lengthy documentation. On the other hand, it could be one of the most dangerous financial transactions you ever make simply because money can drive a wedge between relatives ...
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Chris Cooper, CFP®, Launches New Comprehensive Financial Planning Web Site
(General/Blog)
... has appeared on CBS's Early Show, NBC's Today Show and CNBC's Power Lunch. He is regularly quoted in the Wall Street Journal, USA Today, New York Times, Kiplinger's Personal Finance, Money magazine, SmartMoney, ...
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Terms of Use
(General/Main)
... predictive of future results. Share price and return will vary, so investors may lose money. Investing for short periods makes losses more likely. Investments are not FDIC-insured, nor are they deposits ...
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Important Disclosure
(General/Main)
... decision-making if the adviser were managing the clients’ money. Investment and portfolio results may be different than the results our discretionary clients achieve due to the timing of trades by the ...
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Peter Jennings Reporting - Breakdown: America’s Health Insurance Crisis
(General/Blog)
... going up and how we all bear some responsibility. We use more health care than ever before and Mr. Jennings asks the question that very few are asking - does all this money that we spend actually result ...
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Dangers of a Reverse Mortgage
(General/Blog)
... ways for dishonest people to get hold of person’s retirement money. One of the latest ploys of crooks is in the area of Reverse Mortgages (RM). What has been happening, especially in California, is that ...
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Why Buy Long Term Care Insurance?
(General/Blog)
... with minimal funds in the future. Insurance solves this problem and allows the healthy spouse to keep the assets. 3. Many healthy caregiving spouses won't spend their money and choose to "tough it out" ...
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Using a Professional Care Manager
(General/Blog)
... a care manager is that most families -- when given the opportunity to use the care manager -- think they can do it themselves and will not pay the money. Yet the services of a care manager most likely ...
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Are Gifts Taxable?
(General/ElderCare Articles)
Thinking about giving somebody some money? If so, you should consider the federal gift tax rules (as opposed to income tax rules) before you give. Generally the gift tax rules allow you to make a gift ...
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Beware of Informal Estate Planning
(General/ElderCare Articles)
... nursing home benefits. Wrong again! Medicaid looks beyond the title on the account to who actually contributed the money to this account, which is almost always Mom or Dad. The moral of this story is ...
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Coping With A Chronic Illness in Your Family
(General/ElderCare Articles)
... and the new strains it puts on you and your family. With the ongoing changes that can occur with chronic illnesses, adjusting to the changes is a challenge. Trying to manage with less money, fighting for ...
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Financial Planning for the Multi-Generation Family
(General/ElderCare Articles)
... of financial issues are involved. One of the keys is to have a heart-to-heart, money-to-money talk about health-care issues, long-term care needs ("What nursing home would you want to go to, mom?") and ...
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Getting the Government to Pay Family Caregivers
(General/ElderCare Articles)
... some programs that will pay family members. These programs are not publicized and the public is largely unaware of them or how to receive them. Money Follows the Person—MFP (Self-Direction in Care) ...
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MAKING YOUR OWN HEALTH CARE DECISIONS WHEN YOU CAN’T
(General/ElderCare Articles)
... situations. As with the living will, an attorney should draft this document. You also may be able to have the living will and the health care proxy drafted into a single document, saving you some money. ...
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Managing Sandwich-Generation Stress
(General/ElderCare Articles)
... is likely to swell, putting more and more Americans up against sandwich-generation demands on time, money, and resources. But there are steps you can take to ease the strain. Communicate. The time ...
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Nutritional Assessment
(General/ElderCare Articles)
... Is it a lack of money to purchase more expensive fresh fruits and vegetables? Or is it an inability to get to the store to shop or prepare them once they are home? What is their dental health like? Do ...
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Taking Care of the Caregiver
(General/ElderCare Articles)
... schedules or even put moneys into a special account for caregiving for the elderly relative. Still other companies are expanding their Employee Assistance Programs to include counseling by groups or in ...
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Testimonials
(General/ElderCare Advocates)
... become overwhelmed with the choices available. They end up spending time and money trying to find the answers by themselves. “ElderCare Advocates makes it easier and sometimes less expensive to find the ...