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Medical Bankruptcy: Will it Still Be Necessary Under Health Reform?
(General/Blog)
Prior to the enactment of The Affordable Care Act (sometimes known as ObamaCare) the President said that one of the greatest effects of this law will be a reduction in medical bankruptcies. There has been ...
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Slow Medicine, a New Philosophy on Medical Practice for Elders
(General/Blog)
... especially in HMO’s and Medicare Advantage plans, are paid more to see more patients and do less tests and procedures. Both of these situations cause the physician to have less time to visit with the ...
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Resolving Legal and Financial Issues in Elder Care
(General/Blog)
... o Environmental: location, age, accessibility and more Aired at: Financial Planning Association Virtual Learning Center Date and Time Presentation Aired: July 14, 2010 (2–3 p.m. EDT) Presenter: Chris ...
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When Is It Time to Consider Moving a Family Member with Memory Impairment?
(General/Blog)
... decisions. There are no major signs that will tell you that “this is the right time” to make such a move. Generally, it is brought to a head in a crisis, and that is when it leaves less choices as to ...
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Courses Offered
(General/Resources)
... to theft from their clients. Also, when the time comes, will the D.P.O.A. be honored by the financial institution? Join Chris Cooper, CFP®, as he discusses the perils and necessity for uniform language ...
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Retiring and Living Outside the USA
(General/Blog)
... Americans and others can purchase. It is interesting to note: you can maintain your citizenship in the USA without having residency. The 50 different States have different and sometimes difficult hoops ...
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The Benefits of a Roth Conversion
(General/Blog)
... at age 70½, assets in a Roth IRA account may grow, tax free, throughout the taxpayer's lifetime. • Annual Contributions. A taxpayer who is ineligible to contribute to a Roth IRA because of AGI ...
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Gearing Up for Life on the RV Road
(General/Blog)
... to spend time with loved ones; a way to travel relatively inexpensively; the ability to avoid the hassles of commercial travel; and the opportunity for those who have special needs to travel in comfort. ...
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Helping Older Relatives Articulate Their Long-Term Care Wishes
(General/Blog)
... time to do so. Unfortunately, events can sometimes intervene and make an elder’s need for assistance an emergency. This is why it’s so important for adult children and younger relatives to gather up the ...
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Should You Be a Borrower or Lender? The Return of the Personal Loan
(General/Blog)
... parties. It makes dollars and sense for both parties to visit their respective tax professionals to make sure they know the correct ways to document the loan transaction over time for tax purposes. A ...
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Joint Ownership of Life Insurance
(General/Blog)
... tax purposes, thereby compounding the problem. Advisors sometimes recommend that, to avoid this problem, the children own the policy jointly on the life of the parent (or, in the case of a married ...
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The Pitfalls of Naming a Trust as a Beneficiary
(General/Blog)
... but many plan custodians refuse to cooperate). Therefore, when a trust is named as beneficiary, it is advisable to name individuals as contingent beneficiaries so that if, at the time of the owner’s death, ...
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Why You Need a Fiduciary During Your Retirement Years
(General/Blog)
People are living longer than ever before. There may come a time when you won't be able to take care of yourself or your financial affairs. This is why you need a fiduciary. SYqCxI03BwQ ...
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Annuities & Estate Planning
(General/Blog)
... ownership by a trust during the purchaser’s lifetime should generally be avoided. An annuity will avoid probate if it has a named beneficiary; therefore, there is no need for a trust to own the annuity. ...
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Employer Support for Care Giving Employees
(General/Blog)
... their employment obligations. Sometimes employees find they have no option but to take leave from work or use sick time to meet their caregiving demands. Employers also feel the toll it is taking on ...
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The End of The Estate Tax (otherwise known as “Throw Granny from the Train”)
(General/Blog)
... legislation. In the meantime, all estate planning documents should be reviewed to ensure that they continue to meet the individual’s objectives during this uncertain planning environment. ...
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Retiree Benefits under the American Recovery and Reinvestment Act
(General/Blog)
... However, the 2009 version is very different “recovery rebate” program than the one we saw in 2008. The Act (sec. 2201) allows a one-time Economic Recovery Payment of $250 to adults who were eligible ...
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Chris Cooper, CFP®, Launches New Comprehensive Financial Planning Web Site
(General/Blog)
... has appeared on CBS's Early Show, NBC's Today Show and CNBC's Power Lunch. He is regularly quoted in the Wall Street Journal, USA Today, New York Times, Kiplinger's Personal Finance, Money magazine, SmartMoney, ...
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Terms of Use
(General/Main)
... Cooper”) to be bound by the terms set forth below. Chris Cooper & Company reserves the right, at its sole discretion, to revise, modify, add or delete portions of these terms at any time. Notification ...
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Dangers of a Reverse Mortgage
(General/Blog)
... National Reverse Mortgage Association (NRMA) has appeared on radio and television warning people about the charlatans who have entered into selling RMs and has suggested that anytime an RM is packaged ...